Terms & Conditions

Last Updated: March 22, 2026

Important Notice

Please read these Terms and Conditions carefully before using the EqualPartners platform. By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by these terms.

1. Acceptance of Terms

By accessing this website (www.equalpartner.in), registering for an account, or using any services provided by EqualPartners ("we," "us," or "our"), you ("user," "investor," or "you") agree to be bound by these Terms and Conditions, along with our Privacy Policy and any other policies referenced herein.

If you do not agree with any part of these terms, you must not use our platform or services.

2. Nature of Platform

EqualPartners operates as a facilitator platform that provides access to alternative investment opportunities, specifically structured real estate debt instruments and other investment products.

2.1 What We Are

  • A digital platform connecting investors with curated investment opportunities
  • A facilitator for access to Alternative Investment Funds (AIFs) and structured debt products
  • A provider of information and due diligence materials related to investment opportunities

👉 We are NOT:

  • A registered investment advisor: We do not provide personalized investment advice
  • A stock broker: We do not facilitate stock market transactions
  • A portfolio manager: We do not manage portfolios on behalf of investors
  • A financial planner: We do not provide comprehensive financial planning services
  • A guarantee provider: We do not guarantee returns or principal protection

3. Investment Eligibility

To use the EqualPartners platform and participate in investment opportunities, users must meet the following eligibility criteria:

3.1 Legal Requirements

  • Age: Must be at least 18 years of age
  • Residency: Must be a resident of India or a Non-Resident Indian (NRI) with valid documentation
  • Legal Capacity: Must have the legal capacity to enter into binding contracts
  • Compliance: Must comply with all applicable laws and regulations

3.2 Financial Requirements

  • Have a valid Indian Demat account (for applicable investments)
  • Have a valid PAN (Permanent Account Number)
  • Have a bank account in India for transactions
  • Meet minimum investment thresholds as specified for each opportunity
  • Possess the financial capacity to bear investment risks

3.3 Investor Classification

Certain investment opportunities may be available only to specific categories of investors as defined by SEBI regulations, including:

  • Qualified Institutional Buyers (QIBs)
  • High Net Worth Individuals (HNIs)
  • Accredited Investors
  • Other categories as specified by applicable regulations

4. No Investment Advice

Critical Disclaimer

All content, information, data, and materials provided on the EqualPartners platform are for informational purposes only and should not be considered as financial, investment, legal, or tax advice.

4.1 Your Responsibility

  • Independent Decision-Making: You are solely responsible for making your own investment decisions
  • Professional Consultation: You should consult with qualified financial advisors, tax consultants, and legal professionals before making any investment
  • Due Diligence: You must conduct your own thorough due diligence on all investment opportunities
  • Risk Assessment: You must assess your own risk tolerance and financial situation

4.2 Information Provided

The information we provide includes:

  • Investment opportunity descriptions and features
  • Historical performance data (where applicable)
  • Risk disclosures and factors
  • Legal documentation and terms
  • General market information and trends

None of this information constitutes a recommendation or advice to invest.

5. Accuracy of Information

While we strive to provide accurate, complete, and up-to-date information on our platform, we make the following disclaimers:

5.1 No Guarantee of Accuracy

  • We do not guarantee the completeness, accuracy, or reliability of any information
  • Information may become outdated and may not be updated in real-time
  • Third-party information may be relied upon without independent verification
  • Projections, forecasts, and estimates are subject to uncertainty and may not materialize

5.2 Information Sources

Information on our platform may be sourced from:

  • Investment sponsors and fund managers
  • Third-party service providers and data aggregators
  • Public records and regulatory filings
  • Market research and analysis

5.3 User Verification

Users are responsible for:

  • Verifying all information independently
  • Reviewing all legal documents thoroughly
  • Seeking clarification on any unclear information
  • Reporting any discrepancies or errors to us immediately

6. Registration and Account

6.1 Account Creation

To access certain features of our platform, you must create an account by providing accurate and complete information.

6.2 Account Security

  • You are responsible for maintaining the confidentiality of your account credentials
  • You must notify us immediately of any unauthorized access or security breach
  • You are liable for all activities conducted through your account
  • We reserve the right to suspend or terminate accounts that violate these terms

6.3 KYC Compliance

You agree to:

  • Provide valid KYC documents as required by law
  • Update your information when changes occur
  • Cooperate with verification processes
  • Comply with anti-money laundering (AML) requirements

7. Investment Process

7.1 Investment Execution

When you choose to invest through our platform:

  • You will be directed to complete the investment with the investment sponsor or fund manager
  • You will enter into a separate agreement with the investment entity
  • EqualPartners acts only as a facilitator and is not a party to the investment contract
  • Your legal relationship is with the investment entity, not EqualPartners

7.2 Payment and Fees

  • Investment amounts are paid directly to the investment entity or designated account
  • EqualPartners may charge facilitation fees as disclosed on the platform
  • All fees, charges, and expenses will be clearly disclosed before investment
  • You are responsible for all taxes related to your investments

7.3 Cancellation and Refunds

  • Investment cancellations are subject to the terms of the specific investment product
  • Cooling-off periods (if any) will be as specified in the investment documents
  • Refund policies are determined by the investment entity, not EqualPartners

8. Third-Party Links and Services

Our platform may contain links to third-party websites, platforms, or services.

8.1 No Endorsement

  • Links to third-party sites do not constitute endorsement
  • We are not responsible for the content, accuracy, or practices of third-party sites
  • You access third-party sites at your own risk

8.2 Third-Party Policies

  • Third-party sites have their own terms of use and privacy policies
  • You should review these policies before using third-party services
  • We are not responsible for third-party data handling practices

9. Risk Disclosure

Investment Risks

All investments carry inherent risks, including but not limited to:

  • Loss of Principal: You may lose some or all of your invested capital
  • Market Risk: Real estate and financial markets can fluctuate
  • Liquidity Risk: Investments may not be easily convertible to cash
  • Credit Risk: Borrowers or developers may default on obligations
  • Regulatory Risk: Changes in laws may affect investments
  • Operational Risk: Project delays or failures may impact returns
  • Interest Rate Risk: Changes in interest rates may affect values

9.1 No Guarantee of Returns

  • Past performance is not indicative of future results
  • Projected returns are estimates and not guarantees
  • Actual returns may differ materially from projections
  • Investment timelines may be extended or altered

10. Limitation of Liability

To the maximum extent permitted by law, EqualPartners and its officers, directors, employees, and affiliates shall not be liable for:

10.1 Investment-Related Losses

  • Investment losses or diminution in value
  • Delays in returns or distributions
  • Project-related risks or failures
  • Defaults by investment entities or developers
  • Changes in market conditions

10.2 Platform and Technical Issues

  • Platform downtime or technical failures
  • Data loss or corruption
  • Errors in information display
  • Unauthorized access or security breaches (except due to our gross negligence)
  • Third-party service failures

10.3 Indirect Damages

We shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

  • Lost profits or opportunities
  • Loss of data or business interruption
  • Emotional distress or reputational harm

11. Indemnification

You agree to indemnify, defend, and hold harmless EqualPartners and its affiliates from any claims, losses, damages, liabilities, and expenses (including legal fees) arising from:

  • Your use of the platform
  • Your violation of these Terms and Conditions
  • Your violation of any laws or regulations
  • Your investment decisions and activities
  • Your breach of any representations or warranties

12. Intellectual Property

12.1 Our Rights

All content on the EqualPartners platform, including text, graphics, logos, images, software, and trademarks, is our property or licensed to us and is protected by intellectual property laws.

12.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use the platform for personal, non-commercial purposes only.

12.3 Restrictions

You may not:

  • Copy, modify, or distribute our content without permission
  • Use our trademarks or branding without authorization
  • Reverse engineer or decompile any platform technology
  • Create derivative works based on our platform

13. Prohibited Conduct

You agree not to:

  • Provide false or misleading information
  • Impersonate any person or entity
  • Engage in fraudulent or illegal activities
  • Violate any applicable laws or regulations
  • Interfere with platform operations or security
  • Transmit viruses, malware, or harmful code
  • Scrape, harvest, or collect user data
  • Use automated systems to access the platform without permission

14. Termination

14.1 Our Right to Terminate

We reserve the right to suspend or terminate your account and access to the platform at any time, with or without cause, including for:

  • Violation of these Terms and Conditions
  • Fraudulent or illegal activity
  • Providing false information
  • Non-compliance with KYC/AML requirements
  • Abusive or disruptive behavior

14.2 Your Right to Terminate

You may terminate your account at any time by contacting us. Termination does not affect existing investment commitments.

15. Modifications to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective upon posting to the platform with an updated "Last Updated" date.

Your continued use of the platform after changes constitutes acceptance of the modified terms. We encourage you to review these terms periodically.

16. Governing Law and Jurisdiction

16.1 Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of India, without regard to conflict of law principles.

16.2 Jurisdiction

Any disputes arising out of or relating to these terms shall be subject to the exclusive jurisdiction of the courts located in [City, State], India.

16.3 Dispute Resolution

Before filing any legal action, parties agree to attempt resolution through:

  1. Good faith negotiation between the parties
  2. Mediation by a mutually agreed mediator
  3. Arbitration in accordance with the Arbitration and Conciliation Act, 1996 (if mutually agreed)

17. Regulatory Compliance

EqualPartners operates in compliance with applicable Indian laws and regulations, including but not limited to:

  • Securities and Exchange Board of India (SEBI) regulations
  • Reserve Bank of India (RBI) guidelines
  • Companies Act, 2013
  • Prevention of Money Laundering Act (PMLA), 2002
  • Information Technology Act, 2000
  • Foreign Exchange Management Act (FEMA), 1999 (for NRI investors)

18. Severability

If any provision of these Terms and Conditions is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

19. Entire Agreement

These Terms and Conditions, together with our Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and EqualPartners regarding your use of the platform.

20. Contact Information

For questions, concerns, or notices regarding these Terms and Conditions, please contact us:

EqualPartners

Legal & Compliance Team

Email: legal@equalpartners.in

Email (General): invest@equalpartners.in

Phone: +91 XXXXX XXXXX

We will respond to your inquiry within 7 business days.

Acknowledgment

By using the EqualPartners platform, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree, please do not use our services.